diff --git a/plugins/_bundled/sirsoft-pay_kginicis/CHANGELOG.md b/plugins/_bundled/sirsoft-pay_kginicis/CHANGELOG.md
index 5b792641..7f303241 100644
--- a/plugins/_bundled/sirsoft-pay_kginicis/CHANGELOG.md
+++ b/plugins/_bundled/sirsoft-pay_kginicis/CHANGELOG.md
@@ -50,6 +50,7 @@
 - CBT 설정 저장 검증 실패 메시지가 번역 키 그대로 노출되지 않도록 백엔드 언어팩과 플러그인 번역 로딩 경로를 보강했습니다.
 - 운영 모드의 국내 표준/모바일 결제 설정이 미완료된 경우 결제창 호출 전에 명확히 중단하도록 클라이언트 설정 상태를 노출했습니다.
 - 플러그인 설정의 국내 간편결제 개별 토글이 실제 주문서 결제수단 등록과 결제 요청 가능 여부에 반영되도록 수정했습니다.
+- 신규 설치 사이트의 이커머스 주문설정 결제수단 목록에 KG 이니시스 네이버페이·삼성페이·L.pay·카카오페이 선택지가 표시되지 않던 문제를 수정했습니다.
 
 ### Changed
 
diff --git a/plugins/_bundled/sirsoft-pay_kginicis/src/Listeners/RegisterEasyPayMethodsListener.php b/plugins/_bundled/sirsoft-pay_kginicis/src/Listeners/RegisterEasyPayMethodsListener.php
index 6ecde099..4cab5fd9 100644
--- a/plugins/_bundled/sirsoft-pay_kginicis/src/Listeners/RegisterEasyPayMethodsListener.php
+++ b/plugins/_bundled/sirsoft-pay_kginicis/src/Listeners/RegisterEasyPayMethodsListener.php
@@ -65,30 +65,24 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
     {
         $kgInicisMethods = [];
 
-        $this->appendIfEnabled($kgInicisMethods, 'kginicis_samsung_pay',
-            $this->buildEntry(
-                id: 'kginicis_samsung_pay',
-                nameKey: 'sirsoft-pay_kginicis::payment_methods.samsung_pay.name',
-                descriptionKey: 'sirsoft-pay_kginicis::payment_methods.samsung_pay.description',
-                icon: 'mobile-screen-button',
-            )
+        $kgInicisMethods[] = $this->buildDomesticEntry(
+            id: 'kginicis_samsung_pay',
+            nameKey: 'sirsoft-pay_kginicis::payment_methods.samsung_pay.name',
+            descriptionKey: 'sirsoft-pay_kginicis::payment_methods.samsung_pay.description',
+            icon: 'mobile-screen-button',
         );
-        $this->appendIfEnabled($kgInicisMethods, 'kginicis_naverpay', $this->buildNaverPayEntry());
-        $this->appendIfEnabled($kgInicisMethods, 'kginicis_lpay',
-            $this->buildEntry(
-                id: 'kginicis_lpay',
-                nameKey: 'sirsoft-pay_kginicis::payment_methods.lpay.name',
-                descriptionKey: 'sirsoft-pay_kginicis::payment_methods.lpay.description',
-                icon: 'mobile-screen-button',
-            )
+        $kgInicisMethods[] = $this->buildNaverPayEntry();
+        $kgInicisMethods[] = $this->buildDomesticEntry(
+            id: 'kginicis_lpay',
+            nameKey: 'sirsoft-pay_kginicis::payment_methods.lpay.name',
+            descriptionKey: 'sirsoft-pay_kginicis::payment_methods.lpay.description',
+            icon: 'mobile-screen-button',
         );
-        $this->appendIfEnabled($kgInicisMethods, 'kginicis_kakaopay',
-            $this->buildEntry(
-                id: 'kginicis_kakaopay',
-                nameKey: 'sirsoft-pay_kginicis::payment_methods.kakaopay.name',
-                descriptionKey: 'sirsoft-pay_kginicis::payment_methods.kakaopay.description',
-                icon: 'mobile-screen-button',
-            )
+        $kgInicisMethods[] = $this->buildDomesticEntry(
+            id: 'kginicis_kakaopay',
+            nameKey: 'sirsoft-pay_kginicis::payment_methods.kakaopay.name',
+            descriptionKey: 'sirsoft-pay_kginicis::payment_methods.kakaopay.description',
+            icon: 'mobile-screen-button',
         );
 
         if ($this->settingEnabled('japan_enabled')) {
@@ -126,6 +120,21 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
         );
     }
 
+    /**
+     * 국내 간편결제 entry 는 항상 등록해 이커머스 주문설정에서 켜고 끌 수 있게 한다.
+     * 기존 플러그인 설정값은 신규 저장값이 없을 때 사용할 기본 활성 상태로만 반영한다.
+     */
+    private function buildDomesticEntry(string $id, string $nameKey, string $descriptionKey, string $icon): array
+    {
+        return $this->buildEntry(
+            id: $id,
+            nameKey: $nameKey,
+            descriptionKey: $descriptionKey,
+            icon: $icon,
+            isActive: $this->domesticMethodEnabled($id),
+        );
+    }
+
     /**
      * 브랜드 버튼 옵션은 표시 메타데이터만 바꾸고 결제수단 ID는 유지한다.
      */
@@ -138,6 +147,7 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
                 ? 'sirsoft-pay_kginicis::payment_methods.naverpay_brand.description'
                 : 'sirsoft-pay_kginicis::payment_methods.naverpay.description',
             icon: 'wallet',
+            isActive: $this->domesticMethodEnabled('kginicis_naverpay'),
         );
     }
 
@@ -152,21 +162,16 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
     }
 
     /**
-     * 플러그인 설정에서 활성화된 국내 간편결제 수단만 목록에 추가합니다.
+     * 기존 플러그인 설정의 국내 간편결제 활성값을 읽습니다.
      *
-     * @param  array<int, array<string, mixed>>  $methods
      * @param  string  $id
-     * @param  array<string, mixed>  $entry
-     * @return void
+     * @return bool
      */
-    private function appendIfEnabled(array &$methods, string $id, array $entry): void
+    private function domesticMethodEnabled(string $id): bool
     {
         $settingKey = self::DOMESTIC_EASY_PAY_SETTINGS[$id] ?? null;
-        if ($settingKey === null || ! $this->settingEnabled($settingKey)) {
-            return;
-        }
 
-        $methods[] = $entry;
+        return $settingKey !== null && $this->settingEnabled($settingKey);
     }
 
     /**
@@ -187,7 +192,7 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
     /**
      * 결제수단 entry 1건 빌더 — EcommerceSettingsService 의 getBuiltinPaymentMethods 와 동일 형식.
      */
-    private function buildEntry(string $id, string $nameKey, string $descriptionKey, string $icon): array
+    private function buildEntry(string $id, string $nameKey, string $descriptionKey, string $icon, bool $isActive = false): array
     {
         return [
             'id' => $id,
@@ -205,7 +210,7 @@ class RegisterEasyPayMethodsListener implements HookListenerInterface
                 // PG 선택 불필요 — orderResponseInterceptor 가 prefix 'kginicis_' 를 인식해
                 // 기본 PG 사 설정과 무관하게 KG 이니시스 결제 흐름으로 강제.
                 'pg_provider' => null,
-                'is_active' => false,
+                'is_active' => $isActive,
                 'min_order_amount' => 0,
                 'stock_deduction_timing' => 'payment_complete',
             ],
diff --git a/plugins/_bundled/sirsoft-pay_kginicis/tests/Unit/Listeners/RegisterEasyPayMethodsListenerTest.php b/plugins/_bundled/sirsoft-pay_kginicis/tests/Unit/Listeners/RegisterEasyPayMethodsListenerTest.php
index d2503e6f..34750531 100644
--- a/plugins/_bundled/sirsoft-pay_kginicis/tests/Unit/Listeners/RegisterEasyPayMethodsListenerTest.php
+++ b/plugins/_bundled/sirsoft-pay_kginicis/tests/Unit/Listeners/RegisterEasyPayMethodsListenerTest.php
@@ -13,10 +13,10 @@ class RegisterEasyPayMethodsListenerTest extends PluginTestCase
     public function test_injects_easy_pay_methods_between_phone_and_point(): void
     {
         $this->mockSettings([
-            'easy_pay_samsung_pay' => true,
-            'easy_pay_naverpay' => true,
-            'easy_pay_lpay' => true,
-            'easy_pay_kakaopay' => true,
+            'easy_pay_samsung_pay' => false,
+            'easy_pay_naverpay' => false,
+            'easy_pay_lpay' => false,
+            'easy_pay_kakaopay' => false,
             'japan_enabled' => true,
         ]);
 
@@ -46,10 +46,10 @@ class RegisterEasyPayMethodsListenerTest extends PluginTestCase
     public function test_easy_pay_methods_do_not_require_pg_provider_in_saved_defaults(): void
     {
         $this->mockSettings([
-            'easy_pay_samsung_pay' => true,
-            'easy_pay_naverpay' => true,
-            'easy_pay_lpay' => true,
-            'easy_pay_kakaopay' => true,
+            'easy_pay_samsung_pay' => false,
+            'easy_pay_naverpay' => false,
+            'easy_pay_lpay' => false,
+            'easy_pay_kakaopay' => false,
             'japan_enabled' => true,
         ]);
 
@@ -118,11 +118,11 @@ class RegisterEasyPayMethodsListenerTest extends PluginTestCase
         $this->assertSame('wallet', $naverpay['icon'] ?? null);
     }
 
-    public function test_disabled_easy_pay_settings_are_not_injected(): void
+    public function test_disabled_easy_pay_settings_are_injected_as_inactive_for_admin_toggle(): void
     {
         $this->mockSettings([
             'easy_pay_samsung_pay' => false,
-            'easy_pay_naverpay' => true,
+            'easy_pay_naverpay' => false,
             'easy_pay_lpay' => false,
             'easy_pay_kakaopay' => false,
             'japan_enabled' => false,
@@ -137,9 +137,41 @@ class RegisterEasyPayMethodsListenerTest extends PluginTestCase
 
         $this->assertSame([
             'phone',
+            'kginicis_samsung_pay',
             'kginicis_naverpay',
+            'kginicis_lpay',
+            'kginicis_kakaopay',
             'point',
         ], array_column($methods, 'id'));
+
+        foreach ($methods as $method) {
+            if (str_starts_with((string) ($method['id'] ?? ''), 'kginicis_')) {
+                $this->assertFalse($method['defaults']['is_active'] ?? true);
+            }
+        }
+    }
+
+    public function test_legacy_easy_pay_settings_are_used_as_default_active_state(): void
+    {
+        $this->mockSettings([
+            'easy_pay_samsung_pay' => true,
+            'easy_pay_naverpay' => false,
+            'easy_pay_lpay' => true,
+            'easy_pay_kakaopay' => false,
+            'japan_enabled' => false,
+        ]);
+
+        $listener = new RegisterEasyPayMethodsListener();
+
+        $methods = collect($listener->injectEasyPayMethods([
+            ['id' => 'phone'],
+            ['id' => 'point'],
+        ]))->keyBy('id');
+
+        $this->assertTrue($methods->get('kginicis_samsung_pay')['defaults']['is_active'] ?? false);
+        $this->assertFalse($methods->get('kginicis_naverpay')['defaults']['is_active'] ?? true);
+        $this->assertTrue($methods->get('kginicis_lpay')['defaults']['is_active'] ?? false);
+        $this->assertFalse($methods->get('kginicis_kakaopay')['defaults']['is_active'] ?? true);
     }
 
     private function mockSettings(array $settings): void